Cookie Policy

1. What are cookies?

Cookies are small text files that websites and apps place on your browser or device to store information. They help us recognize you, remember your preferences, keep you signed in, and understand how you interact with Ratesorant. We also use similar technologies such as local storage and web beacons where appropriate.

2. Why we use cookies

We use cookies and similar technologies for the following purposes:

• Authentication and security: to keep you signed in, protect your account, and prevent fraudulent access;
• Preferences: to remember your settings and choices so you don't have to re-enter them on every visit;
• Service functionality: to enable onboarding flows, dashboard features, and session continuity;
• Analytics and performance: to understand how visitors use Ratesorant, diagnose errors, and improve performance;
• Marketing: where permitted, to measure the effectiveness of our marketing campaigns and deliver relevant content.

3. Types of cookies we use

4. First-party and third-party cookies

Some cookies are set by Ratesorant directly (first-party cookies), while others are set by our trusted service providers (third-party cookies). Third-party cookies may be set by:

• Supabase - for authentication and session management;
• Stripe - for fraud prevention and payment processing;
• Analytics providers - to help us understand product usage.

We do not allow these third parties to use your data for purposes unrelated to providing services to Ratesorant.

5. How long cookies remain on your device

Cookies may be “session cookies,” which are deleted when you close your browser, or “persistent cookies,” which remain until they expire or you delete them. Authentication cookies are typically persistent so you stay signed in across visits, while analytics cookies may last from a few hours to several months depending on their purpose.

6. Your choices

Most web browsers allow you to manage cookies through their settings. You can block, delete, or be notified before a cookie is set. Please note that if you disable cookies, especially necessary cookies, parts of Ratesorant may not function correctly, and you may not be able to sign in or use core features.

Where required by law, we will display a cookie banner that lets you choose which optional cookies you accept. You can change your preferences at any time through that banner or by contacting us.

7. Do Not Track

Some browsers transmit “Do Not Track” signals. Ratesorant currently does not respond to these signals because there is no consistent industry standard for how to do so. However, you can manage cookie preferences through your browser settings or our cookie banner where available.

8. Changes to this Cookie Policy

We may update this Cookie Policy as our use of cookies and related technologies changes. We will post the revised policy here with a new “Last updated” date. Continued use of the Services after changes means you accept the revised policy.

9. Contact us

If you have questions about this Cookie Policy or how we use cookies, please contact us at privacy@ratesorant.com.